Run your credit repair business from one workspace
CreditFlow brings clients, 3-bureau reports, findings, disputes and client approvals together — so your team spends less time on spreadsheets and more time getting results.
- Multi-tenant by design
- Client approval portal
- Stripe-ready billing
Everything in one place
The full client lifecycle, end to end
From the first intake form to the final dispute outcome, every step lives in the client's file.
Client CRM
Searchable client list, a guided onboarding wizard, staff assignment and a full profile with reports, findings, disputes, documents, tasks and messages.
3-bureau report parsing
Upload an IdentityIQ-style tri-merge HTML export and get separate TransUnion, Experian and Equifax records with real accounts, inquiries and addresses.
Cross-bureau findings
Automatic comparison flags mismatched balances, statuses and personal details across bureaus, queued for a human to review.
Dispute workflow
Draft disputes from findings, keep every version, and move each one through a clear status pipeline from draft to resolved.
Client approval portal
Clients log in to their own portal to review and approve disputes before anything is sent — with a full record of who approved what.
Tasks & messaging
A task board for your team and threaded messages with clients, all scoped to the client file they belong to.
How it works
From report to dispute in four steps
- 1
Onboard the client
Capture their profile and invite them to the client portal.
- 2
Upload their report
Parse all three bureaus from a single tri-merge export.
- 3
Review the findings
Confirm or dismiss each discrepancy the comparison surfaces.
- 4
Get approval & dispute
The client signs off in the portal, then your team files.
Security & compliance
Built for sensitive financial data
Credit files hold some of the most personal information there is. CreditFlow is designed so the right people see the right data — and nobody else.
Strict tenant isolation
Every query is scoped to the organization on the session — never to an ID sent by the browser.
Role-based permissions
Owner, admin, agent, reviewer and client roles, enforced on every page and API route.
Human in the loop
AI-assisted analysis is never final. A person reviews every finding before it becomes a dispute.
Billing built in
Stripe-ready subscriptions and a customer portal, so you can run plans from day one.
Ready to bring your team together?
Create an organization in under a minute, invite your staff and start onboarding clients today.